9th April 2024 | [Quiz] Current | For Prelims 2024

Consider the following statements regarding the RBI's new guidelines on penal charges on loan accounts:

1. Penal charges refer to an additional rate added to the existing interest for late payments.
2. The primary reason for imposing penal interest and charges is to serve as a revenue enhancement tool for banks.

Which of the above given statements are correct?

Consider the following statements about the Indian Laurel tree (Ficus microcarpa):

1. The smooth light-gray bark and shiny green lanceolate leaves are characteristic features of the Indian Laurel tree.
2. They are capable of storing water in their bark.
3. The tree's foliage provides an excellent habitat for various bird species, and its figs are a source of food for them.

How many of the above statements are correct?

Consider the following statements regarding tidally locked planets:

Statement I: A tidally locked planet does not have day and night cycles like Earth; one side is always in daylight, and the other is always in darkness.

Statement II: Tidal locking is a result of the gravitational pull between a planet and its star, equalizing the planet's rotational and orbital periods.

Which one of the following is correct in respect of the above statements?

Which of the following best describes primary microplastics?

What is the primary role of the National Medical Commission (NMC) in India?