State Governments have recently reported large debts under the Pradhan Mantri Jan Arogya Yojana (PMJAY). This financial burden has led them to reconsider their participation in the scheme.
About the PMJAY:
- It is world’s largest government-funded healthcare program, that offers free health protection cover to low-income families.
- It aims to provide ₹5 lakh per family annually for secondary and tertiary care hospitalization via a network of Empanelled Health Care Providers (EHCP).
- Nodal Ministry: Ministry of Health and Family Welfare.
- Implementing Agency: National Health Authority (NHA).
- Launched: In 2018 as one of the two components of Ayushman Bharat.
- Eligibility: Open to all families without restrictions on size, age, or gender.
- Coverage: States/Union Territories can voluntarily opt-in to the scheme.
- Provides:
- Coverage for up to 3 days of pre-hospitalization and 15 days post-hospitalization.
- Diagnostics and medicines.
- All pre-existing medical conditions.
- Facilities: Offers cashless and paperless access to services for beneficiaries in both public and private hospitals.
Ref: Source
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